
Quoting
dazed1nce
My question involves a foreclosure in the State of: Texas
My property / home is motion for foreclosure soon. We are working on every avenue possible at this time to stop it. Any help on any of these questions would be grateful.
Our mortgage company does not seem to want to work w/us.
1) We have put the home up for sale in hopes to at least pull out some equity w/ the mortgage payoff. Owe: 174,00 / County Tax assessor alone: 299,000 / Sell for: $215,00. Should this slow the mortgage foreclosure process down. Realtor and I have sent letters to mortgage company. Since, we have received 30 day attorney letters, a letter from the mortgage company that is under a 60 day review, and daily phone calls from different people at the mortgage company who do not have a clue what we are talking about. You can never talk to the same person, no extensions etc. They are bashed all over the BBB etc. for shady practice re: foreclosures, even though they are listed w/ Federal Government programs to help foreclosure process. Who do we believe. If it matters. Option One.
2) We have about 3/4 acre behind our home which is dense wooded area Lived in the house 10 years and done nothing w/it. Surrounded by other homes, so you could not build another home there etc. Neighbor wants to by the piece of land which would take us completely out of foreclosure status and more. he has agreed to pay for survey and all costs for closing the deal. The mortgage company has stated we can not sell the woods no one uses. Is there some type of addendum we can file in order to sell the property to take us out of foreclosure.
3) Can you file w/ the County Courts in Texas to stop a sheriff sell if you can show that you are trying to rectify the foreclosure by selling, etc.
Have more questions, but this is a start.
Thank You