My question involves an injury that occurred in the state of: Maryland
I hit this guy's car(a van)due to hydroplane(been raining all day).the damage on his end is on rear bumper on the driver's side.but my car had more damage(on front bumper,driver's side).The guy seemed fine and was smoking&walking around while waiting for police 2 come.police came&looked at it as a minor accident&didn't call an ambulance b/c we both told him we were fine and no one was injured;he didn't even write me a ticket. 6 mos after the accident my insurance called&told me that the guy whose car I hit had surgery in relation 2 the accident costing>100K.My policy limit is 20-25K.My insurance also told me I should contact the pizza company (one of the big 3) b/c I was on duty when it happened otherwise I could be responsible for the difference.What should I do now?Should I be concerned that my personal asset (my little saving&wife's)would be seized if I lose in court?The pizza company should pay for the difference if the guy could prove the surgery b/c of the accident,shouldn't it?

