My question involves business law in the state of: Florida
I am 20 years old and for about a year now I have been doing freelance computer work. I have been getting all my business from Craigslist.com. I have had over 30+ customers all happy with my services. Now I have one elderly man trying to report me to the BBB because he is stating that I broke his neighbors computer after I did a simple wireless adapter installation. I was waiting for a call from them saying this to me, but instead now 3 weeks later, he emails me saying all of this. Tomorrow, Monday, he will be reporting me to the BBB. Now here is the thing, I don't actually have a "business" no LLC, no corporation, just a 20 year old doing computer work for people. What is actually going to happen if he does report me? What else can he do to me? I know I need to get an LLC or be incorporated, but I just started this and don't have the money to do that at the time. Any advice would be great, thank you.

