I think the issues you are raising were addressed in this case (PDF format) from the Bankruptcy Court for the Northern District of Texas:
(That would not be a binding precedent in California; but the same laws are implicated.)Quoting In re Shortt
I think the issues you are raising were addressed in this case (PDF format) from the Bankruptcy Court for the Northern District of Texas:
(That would not be a binding precedent in California; but the same laws are implicated.)Quoting In re Shortt