It doesn't matter who paid the premiums. Who is the beneficiary - is it your separated wife & only her? Life ins. passes outside the estate (if there is one) & goes to the bene named in the policy to do with as they wish.
It doesn't matter who paid the premiums. Who is the beneficiary - is it your separated wife & only her? Life ins. passes outside the estate (if there is one) & goes to the bene named in the policy to do with as they wish.