Yes, wife has income. I have taken the means test online and looked at a few senerios. With my income and my wifes income, I am over median and fail means test. In six months, my income alone is over median 15K but I pass the means test when I include my house note. The lawyer I talked to said you cannot file BK7 if you are over median, no matter what the rest of the means test said. Is this true? I do not feel like he is being entirely honest with me. I am planning on talking to a different lawyer soon. Anyway, there are some other questions I would like to ask.
Do I have to include my kids part-time jobs as household income?
Can I be forced to cut cell phone and cable bills to make room for extra money to pay BK13?
Can house note be used in means test?
I think I will wait six months to file but would like to be sure I qualify for CH7.![]()

