My question involves a credit report problem in the State of: Louisiana. When I was about 14 I opened an account for a book club. Now about 6 years later rjm acq llc posted the account to my credit report. I dont have a problem paying the balance if thats what I have to do to get it off of my credit report, but I was just curious to know if I could be responsible for something that happened when I was a minor. Thanks in advance.