My question involves collection proceedings in the State of: NY
I Co-signed for a car back in 2001. The person I signed for did not pay and the loan went all the way to a collection of a judgement. The company am dealing with is Rubin & Rothman, THey have offered a settle ment of $6700 off of a $9000 debt. I have tried sending a settlement conter offer and the ywill not budge. I can not afford to pay that lump sum. And the only installment plan they will give me is 1/2 now and the balance in 30 days. I can not come up with that amount in 30days. I suggested at least 90 days and was rejected.
What should I do?![]()

