My question involves collection proceedings in the State of: Indiana
An exboyfriend of mine has debt on a credit card that I cosigned on. There was a verbal agreement that he would pay the debt b/c it was for equipment for his band. Apparently he hasn't paid on this in like 1-2 years and a collections agency had been trying to get me cough up the money. I sent a letter requesting that they prove the debt is mine within 30 days, and shipped it certified mail. They have sent me a letter back saying that since haven't heard anything form me, they have assumed that I'm admitting the debt is mine! I have their friggin' signature from when they had to sign to get the letter from the USPS! What should I do now? Just wait until they try to take me to court and then show them my evidence, or what? Thanks.

