
Quoting
mjswen
My lease is up in 3 months, I also have a low credit score, even lower than your 650. I have been shopping around for other vehicles and with a score of 650, you should be able to finance another vehicle. What I did was I stopped paying the lease payments and saved that money, put it with the stimulis refund and just bought a 4k used car. Now no car payment cheaper insurance and cheaper gas. I gave the car back to the bank. Yes it is considered a voluntary repo, but my credit sux anyway. I will eventually pay this debt, but for now it got me out of the jam.