Quote Quoting LawResearcherMissy
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Deal with the collection agency.

They legally own the debt now, so if you want to get it taken care of, you have to talk to them.
Okay, fair enough but can the creditor actually refuse to talk with me concerning this issue? When I called and asked that someone look at my account because I believe an error has been made - the woman replied "I've looked at your account and you owe the money." I replied that my bank statements prove otherwise so could you please give me the exact dates that you claim I failed to pay. Her reply to me was "you owe the money, stop calling here the girls at the front desk are young girls and you're harassing them."

Do I have any legal recourse against the creditor for being sent to collection erroneously?