In Jan of 2001 I applied for a Target credit card.. After giving them my Drivers Liscence with my SSN on it and my Discover Card (so they could check my credit) I was approved for $300.00.. the account fell deliquent and was handed over to collections...
In November of 2003 my sister called me up. She was applying for a mortage & found my Target account on her credit report! Our SSN'S are off by ONE digit... So either Target or the debt collection agency entered her SSN into the system..
For 3 months (during my pregnancy) I went through HELL.. she tried pressing charges against me for Idenity Theft (fraud).. I told her NUMEROUS times I didnt do this .. She didn't believe me.. It was getting so bad that I was having contractions on a daily basis
She paid off the collections agency & I paid her back .. She FINALLY "attempted" to get over it.. but STILL brought it up...
I must have spent HUNDREDS of hours of the phone with Target & the collections agency .. They all gave me the run around.. that they didn't have a copy of my application & it is destroyed after 18 months etc..
Keep in mind the account was on my credit report & HERS!!
I have been fighting with them for YEARS!!!
WELLL GUESS WHAT .... This morning I spent 3 hours on the phone & they have FINALLY found my ORIGINAL application..NO WHERE ON THERE DID I PUT MY SISTER'S SSN OR ANY INFORMATION ABOUT HER!!
Someone messed up the SSN'S when they entered it in the computer!!!
What kind of lawyer would I be looking for ... And what kind of lawsuit would this be?

