My question involves bankruptcy in the state ofhio. I have been working on reastablishing credit for 6 months. I have 4 subprime cards, each has a credit limit of 400.00. 2 of the cards were aquired in the last month. They are all charged to the max. My previous debt is 5 years old. Due to a divorce, I have never been sued. But now I have been served by a creditor for 8000.00 in my local civil court. I live paycheck to paycheck. I have 4 children and i am a single mom.. I am also due to start nursing school summer quarter. I am so afraid. I do not want a judgment. I have no assetts, I drive an old van. But coming up with the fee for the attorney will cost alot. I make 40000.00 a year. i don't want my new creditors to come after me for fraud, I wanted there accounts, but I don't have enough to pay them and come up with the lawyers fee in the next 28 days to avoid the judgment. please help, thanks in advance for your kindness...

