My question involves collection proceedings in the State of: Maryland
I was surprised today when I found that a loan company has put a hold on the entire balance of our joint checking account. It is a joint account with my wife and I, and when I went into the bank, they claimed that the account was a tenants in the entirety account, however titled improperly.(or)not (and). Is that legal? How do I stop it, and get the little money we have left back? This particular case seems like someone at the loan company has taken this account personally. Too many motions, and posturing over a relatively small amount. (3 sep personal loans, 7K ttl) They (loan co.employees), have actually been to my home during the day, yelled at my wife, and said "they were going to garnish my wages". (I am and have always been self employed). Please help. Also, opinions on filing a BK in this situation???