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  1. #1
    Join Date
    Feb 2008
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    6

    Default Credit Card Debt Judgement And Home Lien

    My question involves collection proceedings in the State of:Michigan.
    My wife is being sued for a charged off credit card debt. She is handicapped and hasn't worked for over 10 years and never will be able to work again. The house is in my name only. Can the credit card lawyer, if they obtain a judgement against her, put any lien on my house?

  2. #2
    Join Date
    Sep 2007
    Posts
    110

    Default Re: Credit Card Debt Judgement And Home Lien

    Quote Quoting cigardogz
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    My question involves collection proceedings in the State of:Michigan.
    My wife is being sued for a charged off credit card debt. She is handicapped and hasn't worked for over 10 years and never will be able to work again. The house is in my name only. Can the credit card lawyer, if they obtain a judgement against her, put any lien on my house?

    Need more info, is it the credit card company suing you or a junk debt buyer? and How old is the alleged account?

  3. #3
    Join Date
    Feb 2008
    Posts
    6

    Default Re: Credit Card Debt Judgement And Home Lien

    The debt is still within SOL (7yrs in MI) with last payment made 5yrs ago.

  4. #4
    Join Date
    Feb 2008
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    6

    Default Re: Credit Card Debt Judgement And Home Lien

    Forgot to add it is some local law firm that specializes in debt collection. Court papers state Capital One vs xxxxx

  5. #5
    Join Date
    Sep 2007
    Posts
    110

    Default Re: Credit Card Debt Judgement And Home Lien

    Quote Quoting cigardogz
    View Post
    Forgot to add it is some local law firm that specializes in debt collection. Court papers state Capital One vs xxxxx
    You can
    A hire an Attorney
    B Read the Rules and she can represent herself
    C Work on Settlement
    D Let them get their default judgement and tell them to take a hike.

    Have they provided you with any statements before they initiated the suit?

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