Who Can A Judgement Holder Levy On?

[Mike Hammer]

My question involves collection proceedings in the State of: Georgia

If a collector is awarded a judgement on an individual can they levy on items you own together with a spouse like joint bank accounts, homes with both names on the deed ?
or can they levy on social security income of the individual?
or IRA accounts in the individuals name?

Thank You for your help.

[Betty3]

http://www.uschamber.com/sb/business...ttables_Ga.asp

[Mike Hammer]

Thanks Betty, that was most helpful. What is your thought on joint bank accounts when only one has the judgement against them?

[aaron]

Expect them to garnish against the joint account and leave it to the other account holder to dispute the garnishment.

[Mike Hammer]

Thanks Arron,
How does one dispute a garnishment on a joint account?

[aaron]

You bring a motion before the court that issued the garnishment order, and try to prove to the court's satisfaction (consistent with state law) that you (the non-debtor) contributed money to the account and that your contribution should not be treated as a joint asset.

[Betty3]

Since Ga. is not a community property state, they shouldn't go after assets in the non debtor's name only. However, they will go after joint accts./assets - anything that has the debtor's name on it. You then have to handle this as Aaron noted.