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  1. #1
    Join Date
    Apr 2008
    Posts
    1

    Default How Do I Know If Collection Agency Is The Right Guy To Pay

    My question involves collection proceedings in the State of:TEXAS

    My wife got served this morning for a debt from AT&T. The Plaintiff is Palisades Collection, LLC Assignee of AT&T. I have been reading this site and many others on how to proceed. I am about to write up an Answer since I don't want a default judgment on my wife.

    My question is how do I know if this CA is the right person to pay? Is there anyway to verify it? We never sent a VOD, and I am guessing it is too late as they are already suing her. I just pulled her credit report and the date of first delinquency is 09/2004.

    Also, the only 'proof' they sent to the court when they filed is a summary of the amount. It was just a screen shot of the amount owed in their database.

    Any help is much appreciated.

    Thanks!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: How Do I Know If Collection Agency Is The Right Guy To Pay

    You can try to find out through the discovery process in court, or perhaps AT&T will confirm for you that they sold the debt to Palisades. You can also check your credit report and see who is listed as the creditor.

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