My question involves bankruptcy in the state of: oregon

My husband and I accrued about 10,000 worth of credit card debt while in college. Because we have fallen on some hard times ( I lost my job and am collecting unemployment) we had to let our debts slide and have just been paying our regular monthly expenses, i.e car loan, rent, electricity, etc. We are thinking of filing for bankruptcy, but are concerned what the aftermath will be? I am one car payment away on owning my car (we are current on the payments) so this will soon be an asset instead of a debt... I am afraid if we file, I will lose our car. is there a way to file and KEEP the car????