My question involves a traffic accident in the State of: Louisiana
I have downloaded a person to person auto loan/rental agreement. It lists the lessee as the responsible party in the event that the truck should get damaged or destroyed. She is getting full coverage insurance on the vehicle and I have liability insurance on the vehicle (as the truck is paid off and LA does not require anything in addition). My concern is this,
a. If she gets into an accident, will her insurance be liable or mine?
b. If she gets into an accident and the other party involved decides to file suit, who is liable for any costs that are not covered by insurance?

