I was the victim of an Internet scam. Here is a quick rundown of the situation:
I listed a set of wheels for $1000. I received a check for $2800. The buyer asked me to wire his 'shipper' the difference of $1800. I thought the check was fraud, but had no real way of verifying the validity of the check. So I thought that if the check had cleared that I would be OK. I deposited the check, and informed the bank's [Bank of America] 800 number that I felt that the check was suspicious and possibly fraudulent.
3-4 days go by, and the money was in my account. I then called the bank's 800 number again, and the service rep said that the check had cleared and quote "that I was protected, that the feds released the funds". Once I was informed by the rep from customer service that the check was 'cleared', I thought that it was a legitimate case. So I wired his 'shipper' the difference of funds ($1800).
About a week goes by after I wired the funds and the bank charged me back the $2800 from the check that they told me was clear. Apparently, the account number on the check was a fake.
Obviously, at this time... I am aware that the check is a fake. My initial thought that it was a fake, until the bank said that it was good.
I would have NEVER wired the 'shipper' the funds if I wasn't told that the check was good from the 800 number rep at Bank of America. I feel like I was acting under supervision from the bank, and that they should assume the liability of the check. Their rep said that it was good, and that is why I wired the funds out.
At this point in time, I have contacted local police, the Attorney General, The Office of the Controller of Currency, FDIC and a few other places.
I never shipped the wheels out, so basically I am only out the difference of $1800. I feel that Bank of America should assume the liability of these funds. They now say that they made the funds available because I am such a good client with them. Meanwhile, they put a hold on my payroll check...lol! Go figure!
Do you feel that I can sue Bank of America for these funds? As I said above, I was acting under direct supervision from them before I wired the funds out.
Thanks for any help you can offer!

