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  1. #1
    Join Date
    Aug 2007
    Posts
    23

    Default Ohio - Pre-bankruptcy Debt Not Cleared/Gaining Interest?

    Greetings. A question -

    My boyfriend recently pulled his credit report and discovered something that he didn't think should be there...

    He filed for bankruptcy in 1/2006 and it was finalized in 4/2006. He filed Chapter 7. He had a judgment of $3,000 against him in a civil suit from 4/2005. Shouldn't the bankruptcy have taken care of that debt?

    If so, what is his next step?

    Thank you!

  2. #2
    Join Date
    Dec 2007
    Location
    Ohio
    Posts
    2,006

    Default Re: Ohio - Pre-bankruptcy Debt Not Cleared/Gaining Interest?

    Was the debt in question included in the bankruptsy? And specifically addressed in the bankruptsy?
    Generally, a judgement can't be claimed in bankruptcy but sometimes it can, lots depends on this.

  3. #3
    Join Date
    Aug 2007
    Posts
    23

    Default Re: Ohio - Pre-bankruptcy Debt Not Cleared/Gaining Interest?

    He thinks it was specifically addressed, but we will double check...thank you.

  4. #4
    Join Date
    Aug 2007
    Posts
    23

    Default Re: Ohio - Pre-bankruptcy Debt Not Cleared/Gaining Interest?

    Hello again - I have come back with more information regarding my boyfriend's debt (recall there was a civil judgment against him for $3,000 a year before he filed for bankruptcy and one of his credit reports still shows he is liable for that debt).

    I talked to my boyfriend and he has stated that he specifically listed that debt in his bankruptcy claim. So, he should not still be liable for it, from what I can tell.

    Who should he call about this?

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