Unless they want to take it off, you can't. That was the point of my first post. It is your credit history and...
we all know those that forget history are doomed to repeat it.
Sorry, just couldn't resist.
A credit ding can stay on your report for up to 7 1/2 years and a judgement a bit longer. That is the way it is.
Just because it was discharged does not alter the fact there was bad credit in your history.

