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  1. #1
    Join Date
    Feb 2008
    Posts
    18

    Default Must You Contribute To A Retirement Fund

    My sister-in-law works at the YWCA and they are demanding that she
    join their "retirement fund". They gave the employees paperwork stating
    that this is not an option, but a requirement. Is that legal?
    At first they hounded her to donate part of her salary ($9.00 per hour)
    to the United Way, not they tell her she must donate 3% of her salary
    to the retirement benefit fund.
    She works all night long cleaning for them working for hardly enough salary
    to pay for her gas to get to work, now they want her to fork over 3% for
    a fund. She barely can make ends meet, now they want to force her to
    give what she doesn't have.
    What recourse does she have?
    She lives in NJ

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Must You Contribute?

    Is the retirement fund you refer to a pension plan? A 401k?

  3. #3
    Join Date
    Feb 2008
    Posts
    18

    Default Re: Must You Contribute?

    Is there such a number as a 403k? I am not sure exactly what the title is.

  4. #4
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Must You Contribute?

    It might be a 403b. What's her employer's industry?

  5. #5
    Join Date
    Feb 2008
    Posts
    18

    Default Re: Must You Contribute?

    It is a YMCA.

  6. #6
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Must You Contribute?

    Yes, I suppose that could be a 403b.

    I know less about 403b's than I do about 401k's, but I will be talking with someone later today that knows more about them than I do. I'll get back to you.

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