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  1. #2
    Join Date
    Mar 2008
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    1

    Default Re: Should We File Bankruptcy?

    It sounds like things are going pretty rough for you right now, but there is always some place to count a blessing.

    I would first recommend doing whatever you can do to boost your income. if that means delivering pizzas on nights/weekends then so be it. Many debt issues can be solved by bringing in a little extra income every month and setting up payment plans with creditors.

    I see filing bankruptcy as a last resort. That said, from what you posted you would probably meet the criteria, but you should speak with a qualified bankruptcy attorney.

    It is generally advisable to file bankruptcy jointly.

    Bankruptcies stay on your credit report for 10 years, so getting loans after a bankruptcy is always going to be much more difficult. My advice would be to buy what you can pay cash for, especially after filing bankruptcy.

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