Late last year, I bought insurance with a new company. I assumed that when my six month policy was up, I would automatically be renewed. When my car was due to be inspected, I realized that the policy had NOT been automatically renewed and I was without insurance. I promptly renewed and had my car inspected.
About a month later, I received a letter from PennDOT stating that my registration is to be suspended due to lack of insurance. I am to return my plates, etc. and serve a 90 day suspension. I know I am at fault for not releazing my insurance had lapsed, but I did renew immediately (about a month before the suspension was issued) and have current insurance.
The letter states I can appeal, my question is under what grounds? I live in a very rural area with no public transportation. I also have a two year old and am currently pregnant. Without my car, I cannot go to work (27 miles away) or doctor appointments, or even go to buy groceries. Is there anything I can do about this?
Again, I know I was at fault for not realizing that the insurance lapsed and correcting it immediately, but I wasn't trying to get away with anything here. It was simply an oversight.