I agree 100% Betty. He needs to consult an attorney. With that much debt, you can bet some creditors will file Objections and make the process more complicated for him.
kjd2008, BK att's have relatively small fees for non complex Petitions, usually 400-700$. Now, such as company's that are insolvent, the fees are of course higher. Once you file, your creditors are STAYED from collecting, thus freeing up your disposable income. Your attorney can make payment arrangements with you.
You are going to have to pay the court filing fee regardless, pro se or not, usually between $150-250$, unless you file an "in forma pauperis" Motion with it, meaning you can not afford to pay the filing fee. It may or may not be granted. Such Motion requires an affidavit of assests, income, etc., and is in and of itself is exhaustive.
Good luck!!

