Well, I understand that there is no *real* formula that you can plug numbers into and get an amount, but there are guidelines. From my research, the guidelines are to expect 2 to 4 times your special damages as a settlement for pain and suffering. It actually seems that the offer is in that range (877.79 damages, offer of 3000.00 for pain and suffering). However, I think they are using the wrong numbers to calculate their offer (of course, that's their job). They should be using the higher $7000 figure to calculate an offer.

Thanks.