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  1. #1
    Join Date
    Mar 2008
    Posts
    1

    Question Old Utility Bill

    I live in Michigan and today I received a call on my cell phone from Asset Acceptance re: old phone bill from 2000. The bill may be mine and I have no idea what the balance would/should be. The item is no longer on my credit reports and I wonder do I pay this 8 year old bill and if I do, will it pop back up on my credit reports? Also, what could happen if I respond to them with the Statute of Limitations letter? I didn't argue with the CSR I simply told her to send me something in writing. Can I tell them not to call me anymore? I am open to suggestions so please give me yours. Thanks

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Old Utility Bill

    if I do, will it pop back up on my credit reports?
    Yes, it will.

    You did the right thing by demanding proof in writing. A word of warning about Asset Acceptance, they will send you a screen shot of their record.

    DO NOT send money based on that. Instead, send them a dispute letter and demand a copy of the bill from the original creditor.

  3. #3

    Default Re: Old Utility Bill

    Quote Quoting LawResearcherMissy
    View Post
    .......they will send you a screen shot of their record.

    DO NOT send money based on that. Instead, send them a dispute letter and demand a copy of the bill from the original creditor.
    Or better yet, send THEM a SCREEN SHOT of a word document of a dispute letter which demands a copy of the bill.

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