I wanted to post an update for those of you who may be in the same position that I am in. You may already know what I have to say but take it for what you will. I was served, there is no doubt that this debt is over 4 years old, which in Texas the Statute of Limitations has Expired. Despite my efforts to obtain proof of This Debt from LVNV, They have failed to give me anything. The answer I got from them was that My time was expired to obtain that info from them and my choices were to settle or go to court.
If you are served be sure the respond to the court with an answer letter withen the time allowed that you are contesting the debt and you will be contacted with a court date, thats what has happend to me so far. Well, never ever settle with anyone that has failed to provide you with proof. We all know from the Net and reading thread after thread that LVNV can be dirty and in my own opinion they rely on scare tactics with legal jargon that for most people can be Scary. Right now I cant figure out how I will provide my proof that this Debt is over 4 years old, BestBuy wont give me any info other than a verbal on the phone when the last payment was made.
So I am going to court relying on them to prove that I owe them. If things get above my understanding or I feel bullied I will simply ask the Judge for a continuance while I seek legal representation, if he says no and I loose, I will appeal, but you only have a certain amount of time to do this. Thats my plan. I go to court in 5 days on the 20th. If anyone has anymore advice for me please give it..... If anyone is interested in the outcome I will post it.

