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  1. #1
    Join Date
    Jan 2008
    Posts
    164

    Default Re: Bankruptcy 13

    I have two cc one is with HSBC bank and the other is Juniper Bank which is Barclays bank one has 750.00 line the other has 2500.00 i have been in cpt 13 for 8 months i understand your position these were mailed to my home and i got approved instanly you have to clean your credit report up i recomend "Credit Secrets Bible" that book will show you all the tricks how to fix your credit and raise your score you can find it on ebay at a reduced rate and a video that will explain what to do check it out, you will have cc sent in the mail and you choose the one with the best rate the Juniper one has 8.9 fixed rate not bad for BK only 8 monts old i think as the months role by that your score won;t take a big hit as time goes by good luck God Bless!

  2. #2
    Join Date
    Nov 2005
    Location
    Florida
    Posts
    69

    Default Re: Bankruptcy 13

    Even though I have the Chapter 13 repayment plan, all the accounts that are included in the plan still show up on my credit report as delinquent or late. How or what changes this? When do they get updated due to the plan?

  3. #3
    Join Date
    Jan 2008
    Posts
    164

    Default Re: Bankruptcy 13

    Quote Quoting simply_best10
    View Post
    Even though I have the Chapter 13 repayment plan, all the accounts that are included in the plan still show up on my credit report as delinquent or late. How or what changes this? When do they get updated due to the plan?

    They get updated within a short time but by disputeing to the credit bureaus to change your accounts to say (including in Chapter 13 BK) they have to do it under federal law I am still working on a few of mine to change also some report just BK that would be Amex cc they make there own rules it seems! try that, good luck God Bless

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