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  1. #1
    Join Date
    Nov 2005
    Posts
    2

    Default School collection on credit report even though it was paid

    I paid for a "repayment of financial aid" in july of 2003
    almost a year later i receive a letter from a collection agency stating that i have not paid this dept and that if i do not they will file with the credit agencys.
    i went to the school to get this fixed. and thought that they did but they did not on my credit report it states opened on 10/2003
    paid 8/2004 reported 8/2005 as charge off.
    I called the school and they say there is nothing they can do, and i should be happy it says paid on my credit report.
    i called the collection agency and they say well maybe i was before july. or maybe it was for more than i paid. (but it says on my credit report $226 and my credit card statment says $226.
    so what do i do?
    is this legal?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Paid Debt & Collection Agency

    If the debt has been paid, and the credit report reflects it as paid, write a letter demanding that the collection agency verify that the debt is paid.

  3. #3
    Join Date
    Nov 2005
    Posts
    2

    Default

    it does show paid. but i paid before it should of ever even gone to the collection agency.
    I paid as soon as i found out i owed.

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