I was hit by another vehicle, a police report was done and provided to my insurance company whom tried to retain my $500 deductible from the driver who hit me. My insurance company called the insurance company listed on his behalf and they did not have a policy for that person. He has no insurance. How do I go about getting my deductible back. I have heard of something called a "mini tort" is that something I file at the county, is it the same as filing a small claims. Help, I'm clueless.