I have questions about student loan garnishments. I was offered the ability to pay 50.00 a month and this would eventually , after 6 to 12 months take the loan out of default. I am in Washington state.
My immediate concern right now is I am wonderning HOW I can prevent them , if possible from garnishing my IRS tax return? It is all such a scam. I borrowed 5,000 many many many years ago. 10,000 total about, and I paid back about 5,000 when I came back home from school. Now I owe 28,000. When I moved out of state, then I did not receive mail from the student loan collection agency for the longest time. I was young and dumb, then suddenly , out of the blue, My 2,300.00 tax return was garnished. This year I have a very big return , but I also have a very BIG LoAN with major interest which has attached now? This 5,000 balance has turned into 27,000 they are saying?
I plan to purchase property , raw land and sell it. Or just continue doing car or RV auction and turn the money over to make payments on this loan. i need to do somehting wiht this balance and it takes money to make it. I need my income tax return. 50.00 or 100.00 payments are not going to do anything.
If I enroll back into class , will this temporarily defer any garnishment? Am I going to have to file my taxes late until my loan is out of default to get my tax return?

