About 4 years ago, my car got repo, my husband left me with nothing, just me & my children. I was unable to afford to pay the car loan.
Ford credit said that i hade to pay $400.00 a month toward the car, I couldn't afford. Now it's in lawyers hands & they threaten me with jail time if I don't come to court, I've been to court many times explaining my financial situation, but they still send court notices to my house every 3 months to go to court to prove again that i can't repay the default. Even it I paid a $100.00 dollars a month it still will never make the loan go down because of the interest. My question is do they have a right to harass me like this & threaten me with jail if I don't come to court & if I did send them something anything can they still get a court order against me!
I Live in southern RI.

