Hi,
I am writing for a friend who incurred a medical debt in California. I have some experience dealing with this, but not in California. Here is the situation: He had a procedure done 3 years ago. He thought his insurance covered it and has heard nothing about this until recently from a message left by a collection agency. He contacted his insurance company to pay it and was told this was not a covered procedure. In my state there is a statute of limitations... anyone know what it is in California? Also In my state, if you talk to the collection agency and agree to make payment arrangements, the clock for limitations starts all over. It is a large bill and now he has no income coming in. I have told him not to talk to them until he figures out what to do, and then ask them for a validation of the debt. I am wondering , though, if the statute to collect is running out and if this is why he is now being contacted. Does the Doctor who ordered the procedure have any liability because he DID submit his insurance card at the time? I am assuming the medical company wrote off this debt and then sold it to a collection company OR
the collection agency obtained the info by other less "legal" means because of the time frame and there has been some bad press about this company. They call constantly and he is really stressed. Any help? Thanks a lot![]()

