I am being sued on a cc debt. I pulled credit report and debt was not transfered or sold. It says charge off 3/06 with last payment much earlier in '05. It says account closed at consumer request. Yet I have a lawyer suing. I am drafting reply to court. If the lawyer doesn't own the debt and it is listed as charged off can I still be sued by them.
My wife has the same situation seperate debt. Charge off in 5/06 with last payment 9/05. Also on my wifes service there happened to be a page attached from a notary in Ga stating all records of said debt have been destroyed. Any advise on response on either situation. Neither account says sold or transferred. We are in Michigan.

