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  1. #1
    Join Date
    Aug 2005
    Location
    Los Banos, CA
    Posts
    27

    Default Quick question about coverage

    I'm moving out in a week into my own place closer to school so I won't need to drive anymore. So my parents are dropping my insurance coverage on my car. I had called in AAA to ask if I would still be covered when I came home on holidays to drive. They said I would still be covered under my mother's insurance for the car.

    However, my folks are still pondering and their English isn't too well to want to talk over the phone and I'm currently out of town, so I was wondering if I could have a quick response since it's been pondering on my mind for a while now and I don't have the documents to call AAA with.

    If they cover me under my mother's insurance, does that only include damages to the car itself, or would it include all of her premium coverage including personal injury and hospital bills? My mother's fear is that I come home, borrow the car, get into a horrible accident, and no one will cover my medical bills (God forbid).

    Can anyone shed some light? I'll be sure to call AAA when I get back, but it's one of those thoughts that itch your mind until you figure it out. Thanks!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Insurance Coverage

    The coverage you would have would depend upon the terms of the insurance policy, which you would have to discern either from your mother's copy of the policy itself, or by asking AAA.

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