Sorry, didnt mean to make it confusing.

I have a free consiltation with an attorney Friday to help me because I have no idea what to do. the property is suppost to be refinanced in the ex husbands name after the divorce in 2006 but he never did that. He stopped paying the first and second mortgage, the first is now in foreclosure with an auction date of 04/06. I took him to court for contempt but the judge pretty much just told me to handle it by putting it on the market. I dont have the time, money or mental sanity to deal with that property so i just want to let it go, the market is so slow anyway and it's trashed. I just wasnt sure if the bank would come after me (wage garnishment) or not. Can i even file a chapter 7 with the house in the middle of foreclosure?