I have an outstanding debt with a loan company. I am assuming the original company with whom I had the debt sold it to a collections agency, as they have contacted me (and I have made payments to them) regarding this debt.
I looked at my credit report and both the original loan company and the collection agency are both showing this debt as active. So it appears that I have more outstanding debt than I actually do.
Can I get the original company to mark as a charge-off without a "real" balance? or how does this work?
Thanks in advance.

