I am looking for some legal advice on how to deal with Wolpoff & Abramson. A few months ago, they began calling my job and demanding payment for an old credit card account. I was unable to pay and they told me that it would go into arbitration. A few days later, they called and said that they received a judgement against me and that I must make payment arrangements to avoid garnishment. I reluctantly did so, but agreed to pay a certain amount per month. I have been paying and making sure to contact them and make alternate arrangments if I could not make the payment date and it seems that they have been working with me. This morning, on my way out, I had a summons in my mail box that was dated for 12/5/07 (today's date is 1/28/08). I tried calling Wolpoff to have them explain but have not yet received a call back. The paperwork is unclear to me and has no date as to when I should be appearing. The only thing it says is that I had 30 days from the date of the summons to respond to the plaintiff or court in writing. However, I just received the paperwork today!!! I am not sure what to do now, I am not even sure if the court date was missed. I did not sign for the paperwork. Please Advise.