I went thru BK in the summer of '04. I did it pro se, which I wouldn't recommend btw. My mortgage company did not reaffirm with us; so we have been living here for going on 4 years paying month to month. When I do call them to talk to them, they say that I am not obligated to make payments, yada yada yada. I spoke to them about reaff the loan, they want nothing to do with it. Oh, it's also a VA loan.

Part II:

I have a home equity loan on the home that was not included in the BK, I owe 10k on it.

Part III:

I'm moving. I've been transferred 750 miles from here, in 2 months.

Questions:

1. I am putting the house on the market, is it even mine to sell?

2. The equity loan company, will they go after the house or me if the home doesn't sell?

3. What does the VA have in all this?

The house can sell for well over what the debt is. The market here has slowed down, but the home is in a very desirable 'hood, and should sell quickly for the right price.