I recently co-signed on a student loan for my brother. After two weeks of attending school he dropped out and spent all of the money. Now, several months later, the loan is scheduled to go into repayment and it is obvious that he has no intention of making these payments.
I have worked hard to achieve excellent credit; therefore, I am not willing to allow a single payment to be late. I have considered paying off the loan and taking my brother to small claims court to seek wage garnishment. Is this option possible? Also, I suppose I should mention that we do not live in the same state (He is in CA and I am in WA). I hope this doesn’t complicate the issue even more.
Any guidance would be greatly appreciated. Thank you.

