My situation is similar to the other poster, but I am the trusting husband.
I trusted my wife and made her authorized user in 5 credit cards which I had stopped using a few years ago. She took this opportunity to charge over 70K on them and now my credit is ruined.
I am trying to clean it up, but it's unfair that I get stuck with this bill when I had no part of it. I have proof of all she charged up, except for the cash advances which I have no idea what she did with that.
Most say that I cannot do anything about this b/c "I" authorized her. There has to be some fairness in the system, no? She had all bills sent to HER online, so I was not aware she was doing this to me.
Yes, you will say I was 'stupid', but I was just trusting. Never thought she would do me this way, and more surprisingly, that she would refuse not to pay anything simply b/c she knows "I'm" the one 'screwed'.
I was advised to seek a divorce attorney and she would be held responsible for it (which I can't afford) and was also advised to take her to civil court on each of the balances... they range from $850 to $16K on EACH card.
Any advice will be appreciated. I may lose my home b/c I refuse to declare 'bankrupt'. That's not the type of person I am.
Thank you,
Don

