Hello All, I am curious about charge offs, I have one and well, I want to get it of my report. So I started do research :idea: . Decided I wanted to do something about it. So, I came across lexington law and called them up. I spoke to a rep named Charlie and he said that lexington has succeeded in removing thousands of charge offs this year. I am reluctant to pay 99.00 start up and 59.95/month after, until they can resolve the charge off. Is it possible to remove a charge off, is it likely that Lexington could have it removed with in 3 months ? Please give me your opinion.