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  1. #1

    Default Help - I'm Being Sued!

    Hello.
    I'm a little desperate now. In Feb 2007 I received a Summons, and just a few days ago I receieved a Motion to appear in court regarding a Credit Card creditors suit. My last payment was in 2001. I am hoping that the SOL has expired on this account. I live in WA state. I hear that the SOL is either 3 or 6 years. I am strongly relying on a credit card as always being an Open Account, established under the Truth in lending act. This would mean my 3 year SOL is expired. The lawyers that I have contacted all want thousands of dollars to represent me, which I don't have. How do I represent myself regarding this Info. I have to go to court in a few days any HELP OUT There?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Help - I'm Being Sued!

    Did you ever answer the lawsuit? If not, I expect that a default judgment was entered against you and this is a creditor's exam to determine what assets you have that the creditor may be able to take to satisfy the judgment. Were you defaulted?

  3. #3

    Default Re: Help - I'm Being Sued!

    Thank you for replying. I answered the Summons in writting in a timeley manner. I told them that the SOL had expired and I therefore did not owe them what they said I owed them. Because of this I do not believe I defaulted.

  4. #4
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Help - I'm Being Sued!

    If you received a motion to appear in court, be sure to go. If you don't & they don't already have a judgment against you, they will get a default judgment against you then if you don't show up.

    When you go to court if they don't already have a judgment against you, you can try using the SOL has expired defense. I believe they probably don't have a judgment against you yet - that is probably what they are taking you to court to get.

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