I live in South Carolina and need some help with understanding something about a finance company. My Father got a personal loan through a finance company in 9-06. To get this loan he needed collateral, The finance company told him with my permission he could use my car title, but the car is solely in my name my Father's name is not on my car title anywhere, did sign a paper saying he could use it. BUT my name is NOT on the loan as a co-borrower or a co-signer. My Father passed away in April 07 leaving an unpaid amount on the loan. I have been trying to pay the loan but to no avail I can not pay the required payment a month and have tried to explain to the finance company, they will not spaek with me about maybe going down on the payment because my name is NOT on the loan but yet they say if I do not pay the payment they WILL REPOSESS my car. My question is since the car title is only in my name and the loan was ONLY in my Father's name can they take my car if I can not pay the amount he paid per month? PLEASE HELP ME!!! I NEED MY CAR FOR the transport of my special needs child. I am WORRIED!!!

