I know this question or something similar was asked here before, I just wanted a little more clarification. I'll try not to be too boring.
I had a judgement filed against me in 2003 (CC), I filed chapter 7 in 2004, I included this debt in the filing. I am trying to refinance my home, the title company and the mortgage company will not let the loan go through until this is satisfied. I contacted the attorney who handled the BK and he said I need to refile to have th judgement removed, he will do it for 1,500.00, unfortuanately it will take three months to go through.
Since I don't want to wait three months, I basically think I have to pay the judgement, or do I have another recourse? Or do I pay, then I can sue them (CC) for the dollar amount later?
Unfortunately, I think I probably should have acted on this before. I just thought that when you filed chapter 7 it wiped everything out and gave you a fresh start. I guess that's the case as long as you don't have any judgements against you.
Any suggestions? I am in Florida

