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  1. #1
    Join Date
    Dec 2007
    Posts
    3

    Default Is It Too Late To Add A Court Judgment To a Discharge

    My bankruptcy was discharged in July of this year. My question is this, I had a judgement filed against me in January of 2007, before I filed for BK. I listed the case in question 4 of the Statement of Financial Affairs. I listed the original creditor (which is a credit card company), as well as the attorneys office handling the judgement on the credit matrix and in schedule F, but I did not list the County Court Clerks office on the mailing list or Schedule F. Is it too late to notify them of the bankruptcy and to have the judgement discharged, since the original amount owed to the creditor has been discharged. Is notifying the attorney's office and the original creditor enough? I am having a hard time getting two of the credit reporting agency's them to change the information on my credit report for the Judgement, the original creditor is reporting correctly. Thank you in advance for your help.

  2. #2
    Join Date
    Dec 2007
    Posts
    3

    Default Re: Help!!! Is It Too Late???

    Sorry, I forgot to mention that I live and filed in WA state.

  3. #3
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Help!!! Is It Too Late???

    Was this a zero assets bankruptcy?

  4. #4

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    i have that exact same question because i didn't list the court either. I have a no asset chp 7 pending.

  5. #5
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    You said your bankruptcy was over, with an order of discharge. Now you say it is pending. Which is it?

  6. #6

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    I just found this it may apply in your state and mine (colorado)
    http://www.mncourts.gov/district/1/?page=1624

  7. #7

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    Their bankruptcy is discharged mine is pending but we have the same question.

  8. #8
    panther10758 Guest

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    Then start your own thread so not to confuse the people trying to answer

  9. #9
    Join Date
    Dec 2007
    Posts
    3

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    Yes, it was a no asset case.

  10. #10
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Is It Too Late To Add A Court Judgment To a Discharge

    Assuming it's a dischargeable judgment, they should recognize that the order of discharge would apply to the judgment as well. If they refuse to acknowledge that, you should be able to go back to the bankruptcy court and seek an order expressing that the debt is discharged.

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