Tried to get disability in FL, couldn't work, no property, no income. They said it would be year or so and we were about to starve. Sold ALL possessions & moved in with family in NY. Called dealer in FL to repo the car before we left. They sold the car and now say I owe them 4000 plus this, plus that and call immediately to make payoff arrangements. I have absolutely NOTHING except heart problems and a very ill wife. Trying to get disability in NY. What do I do? If I call they get my phone number and will harass me. If it wasn't for family we would be on the street. No one would loan me all that money and I cannot work. I am 60 years old. Should I write them? If so what do I say. Please help. We have no medical insurance and can't even get that for 3 months. I am afraid to ignore them.