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  1. #1
    Join Date
    Nov 2007
    Posts
    5

    Unhappy Voluntary Repo, No Income, and Trying to Get Disability

    Tried to get disability in FL, couldn't work, no property, no income. They said it would be year or so and we were about to starve. Sold ALL possessions & moved in with family in NY. Called dealer in FL to repo the car before we left. They sold the car and now say I owe them 4000 plus this, plus that and call immediately to make payoff arrangements. I have absolutely NOTHING except heart problems and a very ill wife. Trying to get disability in NY. What do I do? If I call they get my phone number and will harass me. If it wasn't for family we would be on the street. No one would loan me all that money and I cannot work. I am 60 years old. Should I write them? If so what do I say. Please help. We have no medical insurance and can't even get that for 3 months. I am afraid to ignore them.

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Voluntary Repo, No Income, and Trying to Get Disability

    You can pay your debt, or you can deal with the fact that they will attempt to collect it. If you have no job and no assets, there's nothing for them to take.

  3. #3
    Join Date
    Nov 2007
    Posts
    5

    Default Re: Voluntary Repo, No Income, and Trying to Get Disability

    There is absolutely no way to pay it right now. IF I am able to eventually get Social Security disability can they force me to pay out of that or put me in jail? Thanks for your quick reply.

  4. #4
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Voluntary Repo, No Income, and Trying to Get Disability

    They can't garnish your SSI over an auto loan.

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