In short, I did a one-time close for a construction loan that was supposed to go to a mortgage loan. The one-time close included the paperwork to automatically roll the loan from construction to long term finacing. The paperwork was sent to the bank back in June 2007 and they still have not modified the loan. I feel that all they are doing is soaking me for interest money and wonder what options I have. Can I force them to just take back the house and not negatively report anything on my credit? At this point I am just tired of dealing with them.
Thanks!

